Payment Methods

1. Credit or Debit Card via STRIPE

We accept debit and credit cards of Visa and MasterCard. However, please note that debit or credit cards issued by selected banks are not available at the moment.

All credit card transactions are 3D Secure (Verified by Visa, and MasterCard Secure) enabled.
Please kindly refer to the step-by-step guide shown below.

  • At the Checkout page, complete your order details and select 2 "Online Payment - Credit/Debit Card"
  • Enter your credit card details and click "Submit". You will receive 6 digit codes for you to key in the 3D secure page. When done, click on "Confirm Order".
  • You will be redirected to the Payment Confirmation page. Click on "Continue" to return to The Layman’s Avenue site and complete your order.
  • You will receive a text message from the bank on the transaction amount. This means the transaction is successful and pending for delivery.
  • You might receive an additional text message from selected banks as an “Account Status Enquiry” on an MYR0.00 transaction. Please be assured that this is just part of the bank process to further verify your online purchase with The Layman’s Avenue.


* Do note that if there is a refund on your order, your bank will process it, in accordance with their timeline which may take 7-21 days. In this instance, please do contact your bank directly.

2. Online Banking

CIMB Clicks / Maybank2U / RHBNow / AmBank / Hong Leong Connect / PBe Bank are available.

You will be redirected to the Online Banking system to complete the payment. No extra charges required for this payment method.

If you’ve found items to add to your dream home, but need some help spreading the cost, we can offer you a range of finance options to help you make your ideas a reality.

3. Debit & Credit Card Installment


Atome is a 0% interest-free BUY NOW, PAY LATER installment payment solution.

The payment option allows you to get the items with 3 easy payments. with no interest. You can use either debit or credit cards from any banks to make your purchase.

By selecting Atome as your payment option, we will help you divide the total amount into three installment-free payments.

Subject to a total purchase capped at MYR 10,000.00, with no processing fee, credit checks, or waiting time.

Reminder emails will be sent before the due date and installments will be charged automatically.

There are no interests, mark-ups, processing fees, or admin fees. You only pay what you see.

Online Bank Transfer

Should you have any difficulties proceeding with other forms of payments, contact us at [email protected] to secure your items.

By placing your order, you agree to the Terms of Use and Privacy Policy of The Layman’s Avenue fulfillment service. The Layman’s Avenue is an online merchant that is located at A-1-7, Glomac Damansara, 699, Jalan Damansara, 60000, Kuala Lumpur.